Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the website of Clearwater Financial Group (“Clearwater,” “we,” “us,” or “our”) located at www.clearwaterfinancialgroup.com (the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

No Investment, Tax, or Legal Advice

The information on this Site is provided for general educational and informational purposes only. Nothing on this Site is intended to be, and should not be interpreted as:

• Personalized investment advice;
• Tax, legal, or accounting advice; or
• A recommendation to buy, sell, or hold any specific security, product, or strategy.

Any financial or insurance decisions you make should take into account your individual circumstances. You should consult directly with a qualified financial professional, tax advisor, and/or attorney before taking action.

No Guarantee of Results or Performance

All investing involves risk, including the possible loss of principal. Past performance is not a guarantee or indication of future results. Any illustrations, case studies, or examples on the Site are hypothetical or based on limited scenarios and may not reflect your experience.

Use of the Site

You agree that you will not:

• Use the Site for any unlawful purpose or in violation of any applicable law or regulation;
• Attempt to gain unauthorized access to any portion of the Site, our systems, or networks;
• Interfere with or disrupt the operation of the Site or servers;
• Use automated means (such as bots, crawlers, or scrapers) to access the Site without prior written permission;
• Submit false, misleading, or fraudulent information through any form or communication channel on the Site.

Third-Party Links & Content

The Site may contain links to third-party websites, services, or content not owned or controlled by Clearwater. We do not endorse and are not responsible for any third-party content, products, services, or privacy practices. Accessing third-party sites is at your own risk.

Intellectual Property

All content on the Site—including text, graphics, logos, images, videos, icons, and layout—is owned by or licensed to Clearwater and is protected by applicable intellectual property laws.

You may view, download, or print content from the Site solely for your personal, non-commercial use. You may not reproduce, modify, distribute, transmit, display, perform, or create derivative works from any content without our prior written consent.

Accuracy of Information

We strive to provide accurate and up-to-date information on the Site; however, we do not warrant that the information is complete, current, or free of errors. Content may be updated, changed, or removed at any time without notice.

Disclaimer of Warranties

The Site and all content are provided on an “as is” and “as available” basis, without any warranties of any kind, express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement;
• Any warranties arising from course of dealing or usage of trade;
• Any warranties that access to the Site will be uninterrupted or error-free.

Limitation of Liability

To the fullest extent permitted by law, Clearwater, its owners, officers, employees, and affiliates will not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or in connection with:

• Your access to or use of (or inability to use) the Site;
• Any errors or omissions in the Site’s content;
• Any actions you take or decisions you make based on information provided on the Site;
• Any third-party sites or services linked from the Site.

This limitation applies regardless of the form of action (contract, tort, negligence, strict liability, or otherwise), even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Clearwater, its owners, officers, employees, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

Changes to These Terms

We may update or modify these Terms at any time. When we do, we will update the “Last Updated” date above. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms. If you do not agree, you should stop using the Site.

Governing Law

These Terms and your use of the Site are governed by the laws of the State of Texas, without regard to its conflict-of-law provisions, along with applicable federal law. Any disputes will be subject to the exclusive jurisdiction of the state or federal courts located in or serving the greater Houston area, unless otherwise required by law.

Contact Us

If you have questions about these Terms of Use, please contact us:

Clearwater Financial Group
24285 Katy Freeway, Ste. 300
Katy, TX 77494
Phone: (346) 387-7158
Website: www.clearwaterfinancialgroup.com

These Terms of Use are provided for general informational purposes and do not constitute legal advice. Please consult your own attorney to ensure compliance with applicable laws and regulations.