Clearwater Financial Group
Plan with Confidence
Retirement income and protection strategies designed to help safeguard your lifestyle, your savings, and your peace of mind.
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Clearwater Financial Group
Retirement clarity with Michael Masor — protection, income, and confidence.
At Clearwater Financial Group, Michael Masor helps turn what you’ve saved into a coordinated plan: steady income, downside protection, and tax-smart strategies designed to support the life you actually want to live in retirement.
Understand Your Picture
Michael takes time to understand your lifestyle, income needs, risk comfort, and legacy goals — then maps out every account, policy, and future income source so nothing is left to guesswork.
Design Your Strategy
Together, you and Michael build a retirement strategy around you — reliable paychecks, growth potential, and protection from unnecessary loss, with every recommendation clearly explained.
Put It To Work
Clearwater Financial Group and Michael help you implement step by step — aligning accounts, turning on income, and reviewing regularly so your plan stays aligned as life and markets change.
What Can
You Expect?
With Clearwater Financial Group and Michael Masor, you get a tailored retirement and income plan built around where you are today and where you want to be tomorrow.
Questions right now? Call Michael directly at (346) 387-7158 .
- A values-based plan aligned with your goals
- Strategies for turning savings into reliable income
- More confidence about your retirement future
- Clear guidance to make today’s decisions easier
Begin by understanding where you stand today.
Clearwater Financial Group and Michael Masor start with a clear picture of your current financial position.
Before you can build a confident retirement strategy, you need to know exactly where you are now. Michael helps you organize your accounts, income sources, and risks so you can see what’s working, what’s exposed, and where there’s room to improve.
This clarity becomes the starting point for designing a plan that supports your lifestyle, protects what you’ve built, and aligns with the future you want — not just what the market does next. Questions right now? Call Michael directly at (346) 387-7158 .
Meet CEO & Certified Financial Fiduciary®
Michael Masor, Clearwater Financial Group
Michael brings decades of experience in retirement planning, asset protection, and financial strategy. His mission is to give clients peace of mind through customized solutions and top-tier financial products.
Radio Show Schedule
Tune in each weekend on KPRC 950AM and KTRH 740AM.
Radio Schedule
Tailored Strategies with Clearwater Financial Group
Comprehensive Retirement Planning Services
Clearwater Financial Group, led by Michael Masor, offers coordinated strategies to help protect and grow your retirement assets — so you can enjoy your lifestyle today and feel more confident about tomorrow.
Grow Safely, Weather Downturns
Michael focuses on strategies that help shield your retirement savings from major market losses, aiming for steady, conservative growth instead of unnecessary risk.
Protect What Matters Most
Use tax-efficient legacy strategies to help your loved ones, support causes you care about, and create a legacy that reflects your values — not just your account balance.
Plan for Life’s What-Ifs
Clearwater helps you prepare for potential long-term care needs so healthcare events don’t undo years of hard work or place an unexpected burden on your family.
Turn Savings into Reliable Paychecks
Coordinate Social Security, pensions, and income strategies so your money lasts as long as you do — with a plan for rising costs and changing markets.
Keep More of What You’ve Earned
Align your investment, income, and tax preparation strategies to help reduce unnecessary taxes now and throughout retirement.
Make Sense of Your Medicare Choices
Review Medicare options, timelines, and coverage gaps so you can choose plans that fit both your health needs and your retirement budget.
Clearwater Financial Group Locations
Five convenient offices serving Katy, League City, The Woodlands, Angleton, Baytown, and surrounding communities.
Katy Headquarters
Ste. 300
Katy, TX 77494
League City Office
League City, TX 77573
Hughes Landing Office
The Woodlands, TX 77380
Angleton Office
Ste. 200
Angleton, TX 77515
Baytown Office
Baytown, TX 77521
Find the Clearwater Office Nearest You
Tap a location below to view it on the map and get oriented before your visit.
Why Clearwater Financial Group
You’ve worked a lifetime to build what you have. Clearwater Financial Group, led by Michael Masor, is focused on helping you turn those savings into protected, reliable income — with clarity instead of confusion.
Independent & Options-Driven
Clearwater isn’t tied to a single company’s products. Michael reviews solutions from multiple top carriers and narrows them down to what actually fits your goals and risk comfort.
Retirement-First Focus
Michael’s priority is income you can’t outlive — plus protection from painful market losses — so your lifestyle isn’t dictated by the latest headline or downturn.
Personal, Relationship-Based Advice
This isn’t a one-size-fits-all plan. Michael takes the time to understand your family, your concerns, and what “successful retirement” really looks like for you — then builds around that.