Medicare.gov Resource Links

Clearwater Financial Group • Official Medicare & SSA Links

Key Medicare Resources (Verified 2025)

All links point to current official pages from Medicare.gov, SSA.gov, CMS, or state agencies.

1 Apply Online for Medicare Part A & Part B (SSA)

2 Apply Online for Part B Only (Special situations)

3 Should I get Parts A & B?

4 Part A – Hospital Insurance (What’s Covered)

5 Part A – Costs

6 Part B – Medical Insurance (What’s Covered)

7 Part B – Costs

8 Part B IRMAA (Income-Related Monthly Adjustment Amount)

9 Part B – Late Enrollment Penalty

10 Part B – Preventive & Screening Services

11 What’s NOT covered by Parts A & B

12 Part C – Medicare Advantage (Overview)

13 Part D – Prescription Drug Coverage

14 Part D IRMAA (Income & Drug Premiums – PDF)

15 Part D – Late Enrollment Penalty

16 Apply for Extra Help (Part D low-income subsidy)

17 Understanding Medicare Enrollment Periods (PDF)

18 Replace/Print Your Medicare Card

19 Change Your Address (SSA)

20 Apply for Medi-Cal (California)

21 Apply for Medicaid (Outside California)

22 Create a Medicare.gov Account

Have a question? Ask us anything—we’d love to help.

Medicare made easy. Medicare made simple.

If you feel like you’ve been spinning your wheels trying to make the right Medicare decision, you’re not alone. At Clearwater Financial Group, we help you understand your options in clear, everyday language—no jargon, no pressure.

We start by helping you understand how Medicare itself works, then walk through your plan choices together so you can feel confident you’re getting the coverage that fits your needs and budget. Our goal is to make a complicated system feel calm, clear, and manageable.

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